Haven West Mortgage
Haven West Mortgage Team
Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.
Conventional Fixed Rate Mortgage
Conventional fixed rate loans are offered up to a 30 year term and are made available through government sponsored organizations known as Fannie Mae and Freddie Mac. The fixed rate and payments are fixed for the life of the loan dependent upon the term selected.
VA Home Mortgages
VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve. The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.
Adjustable Rate Mortgage (ARM)
ARM loan are loans based upon market indexes that become adjustable after a fixed rate period between 5, 7 or 10 years. The interest rate could go up or down dependent upon the market factors. Typically starting ARM rates can be lower than traditional fixed rate mortgages.
Golden Empire Mortgage
Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes.
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What they're saying about GEM...
- Jason was great at communicating with us every step of the way. He quickly answered our questions and gave us different options to see what best matched what we were looking for.Jayme T
- Jason is incredibly knowledgeable and proactive. My wife and I always felt that he was looking out for our best interests. Anytime we had questions we knew he was an email or phone call away. Over the past decade Jason has helped us several times to reach our home ownership goals. We can’t thank him enough.Matthew O
- Jason is amazing. He helped me get my home in Yucaipa CA and as a 23 year old I was clueless of what I was doing so he was very informative and made sure you understood what he was talking about.Adan C