Haven West Mortgage
Haven West Mortgage Team
Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.
Conventional Fixed Rate Mortgage
Conventional fixed rate loans are offered up to a 30 year term and are made available through government sponsored organizations known as Fannie Mae and Freddie Mac. The fixed rate and payments are fixed for the life of the loan dependent upon the term selected.
VA Home Mortgages
VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve. The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.
Adjustable Rate Mortgage (ARM)
ARM loan are loans based upon market indexes that become adjustable after a fixed rate period between 5, 7 or 10 years. The interest rate could go up or down dependent upon the market factors. Typically starting ARM rates can be lower than traditional fixed rate mortgages.
Golden Empire Mortgage
Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes.
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What they're saying about GEM...
- Great communication kept me informed from the beginning to the end, offer to answer all and any questions I might have, patience and understandingCristine F
- This was my second time working with Jason. Very professional and helpful.Dayvion D
- Our experience with Jason was excellent. He was always willing to take the time to respond to our concerns and questions. He was extremely prompt in communicating with us, as well as giving us heads up through the loan process. I would recommend Jason to all my friends, colleagues and family. Thank you for everything Jason !Fernando A